What We Do - Shark-Wise

what we do.

By offering tailored financial education to outsmart financial predators, Shark-Wise helps clients boost employee retention and productivity, prepare students for long-term success, and enable non-profits to promote financial stability and break cycles of poverty. Our mission is to deliver peace of mind through financial wisdom, equipping individuals with the tools and prowess needed to achieve lasting financial security, because financial resilience is a universal necessity.

We provide

Personalized Guidance: Tailored advice that considers the unique financial situation, goals, and challenges of your group.

Clear Communication: We provide easy-to-understand explanations of financial concepts, free of jargon.

Trust and Confidentiality: A trustworthy mentor will respect your privacy.

Actionable Steps: Practical, step-by-step plans to improve financial health, including budgeting, saving, and debt management strategies.

Long-Term Support: Consistent, ongoing support and check-ins to monitor progress, adjust plans as needed, and provide encouragement and accountability.

Educational Resources: Access to tools, workshops, and resources that expand financial literacy and make informed decisions independently.

Financial Resiliency

How am I resilient? Looks different at $500k vs $20k

first step

Financial resilience

Financial resilience isn’t tied to your income level—it’s a universal necessity. Whether you earn $20,000 a year or $500,000, the ability to withstand financial shocks, adapt to economic changes, and secure your financial future is crucial. At Shark-Wise, we understand that financial resilience looks different for everyone, and we're here to guide you through tailored strategies that meet your unique needs.

For those managing on $20,000 a year, we provide essential tools to build emergency savings, manage debt, and access resources that can improve your financial stability. For those earning $500,000, we offer advanced tools and resources for wealth preservation, debt management, savings strategies, and legacy planning.

No matter where you are on the financial spectrum, our goal is to empower you with the knowledge and confidence to navigate any financial challenge and achieve lasting peace of mind. At Shark-Wise, we build financial resilience that works for you.

second step

Financial Abuse

Institutional / individuals (UK/Ireland crack down increasing loan sharks)

An estimated 1 in 10 Americans aged 60 or older has experienced financial abuse, reflecting a significant yet often unreported issue affecting millions of seniors annually.

Financial abuse costs older Americans over $2.9 billion annually, draining their savings and jeopardizing their economic security.

Underreporting: Only 1 in 44 cases of financial abuse is ever reported, indicating that most victims suffer in silence without receiving the help they need.

Domestic Financial Abuse: Approximately 99% of domestic violence cases include some form of financial abuse, where perpetrators control victims' financial resources to exert power and prevent them from leaving abusive relationships.

Victims of financial abuse lose an average of $36,000, but losses can be much higher and often lead to severe financial instability and insecurity.